Date: 01/27/2025
The following are today's purchase rate and refinance rate for California:
| Purchase $1.5M FICO 780, Zip code 94065 |
| 30 year fixed | 12m Bank Stm | LTV | Points & Origination fee |
| Owner Occupied | 6.625 | 7.375 | 75% | 0 |
| Investment Property | 6.99 | | 75% | 1% |
| Refinance $1M House e FICO 780, Zip code 94065 |
| 7/6 ARM | 15 yr fixed rate | LTV | Points & Origination Fee |
| Primary Residence | 6.125 | 5.625 | 70% | 0 |
Please notes:
- Primary Residence Loan Rates: Include first-time homebuyer discounts.
- Conventional Loan rate include discount using a UWM-approved title company.
