Mortgage Rate - California


Date: 06/30/2025

The following are today's purchase rate and refinance rate for California:


Purchase $650K FICO 780, Zip code 91764
7/6 ARM15year fixedLTVPoints & Origination fee
Owner Occupied6.1255.37580%0
Investment Property6.87575%0
DSCR6.87575%0

Refinance $650K House FICO 780, Zip code 91764
7/6 ARM15 yr fixed rateLTVPoints & Origination Fee
Primary Residence65.37570%0


Purchase $2.5M Zip code 94065

30 yr fixed12m Bank StmLTVPoints & Origination fee
Owner Occupied6.56.62575%0

Refinance $2.5M House e Zip code 94065
30 yr fixed12m Bank StmLTVPoints & Origination Fee
Primary Residence6.56.62570%0


Please notes: 
  • Primary Residence Loan Rates: Include first-time homebuyer discounts.
  • Conventional Loan rate include discount using a UWM-approved title company.