Date: 01/27/2025
The following are today's purchase rate and refinance rate for Oregon
| Purchase $500K FICO 780, Zip code 97223 |
| 7/6 ARM | 15 year fixed | LTV | Points & Origination fee |
| Owner Occupied | 6.375 | 5.7 | 80% | 0 |
| Investment Property | 6.9 | | 75% | 1% |
| DSCR | 6.99 | | 75% | 1% |
| Refinance $500K FICO 780, Zip code 97223 |
| 7/6 ARM | 15 yr fixed rate | LTV | Points & Origination Fee |
| Primary Residence | 6.25 | 5.625 | 70% | 0 |
Please notes:
- Primary Residence Loan Rates: Include first-time homebuyer discounts.
- DSCR Loan Rates: Include a three-year prepaid penalty and require a DSCR of ≥1.
