Date: 12/22/2025
The following are today's purchase rate and refinance rate for Oregon
| Purchase $500K FICO 780 Zip code 97223 |
| 7/6 ARM | 30 year fixed | 15 year fixed | LTV | Points & Origination fee |
| Owner Occupied | 5.65 | 5.875 | 5.25 | 80% | 0 |
| Investment Property | 6.55 | 6.4 | | 75% | 0 |
| DSCR | | 6.5 | | 75% | 0 |
| Refinance $500K FICO 780 Zip code 97223 |
| 7/6 ARM | 30 year fixed | 15 year fixed | LTV | Points & Origination fee |
| Owner Occupied | 5.5 | 5.85 | 5.125 | 75% | 0 |
| Investment Property | 6.45 | 6.4 |
| 75% | 0 |
Please notes:
- Primary Residence Loan Rates: Include first-time homebuyer discounts.
- DSCR Loan Rates: Include a two-year prepaid penalty and require a DSCR of ≥1.
