Date: 01/20/2026
The following are today's purchase rate and refinance rate for Colorado.
| Purchase $600K FICO 780 Zip code 80211 |
| 7/6 ARM | 30 year fixed | 15 year fixed | bank statement | LTV | Points & Origination fee |
| Owner Occupied | 5.75 | 5.625 | 5.11 | 6.375 | 80% | 0 |
| Investment Property | 6.75 | 6.125 | |
| 75% | 0 |
| DSCR | | 6.375 | | | 75% | 0 |
| Refinance $600K FICO 780 Zip code 80211 |
| 7/6 ARM | 30 year fixed | 15 year fixed | bank statement | LTV | Points & Origination fee |
| Owner Occupied | 5.625 | 5.625 | 5.125 | 6.375 | 75% | 0 |
| Investment Property |
| 6.125 | |
| 75% | 0 |
| DSCR | | 6.375 | | | 75% | 0 |
Please notes:
- Primary Residence Purchase Rates: Include first-time homebuyer discounts.
- DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.
