Mortgage Rate - Colorado

Date: 02/18/2025

The following are today's purchase rate and refinance rate for Colorado. 

Purchase $600K FICO 780, Zip code 80211
	7/6 ARM	15year fixed	LTV	Points & Origination fee
Owner Occupied	6.25	5.65	80%	0
Investment Property	6.8		75%	1%
DSCR	6.89		75%	1%

Refinance $600K House FICO 780, Zip code 80211
	7/6 ARM	15 yr fixed rate	LTV	Points & Origination Fee
Primary Residence	6.0	5.5	70%	0

Please notes: 

• Primary Residence Loan Rates: Include first-time homebuyer discounts.
• Conventional Loan rate include discount using a UWM-approved title company.
• DSCR Loan Rates: Include a three-year prepaid penalty and require a DSCR of ≥1.