Date: 10/21/2025
The following are today's mortgage rate for Texas
| Purchase $400K FICO 780 Zip code 78717 |
| 7/6 ARM | 30 year fixed | 15 year fixed | LTV | Points & Origination fee |
| Owner Occupied | 5.48 | 5.88 | 5.28 | 80% | 0 |
| Investment Property | 6.26 | 6.45 | | 75% | 0 |
| DSCR | | 6.375 | | 75% | 0.2 |
| Refinance $400K FICO 780 Zip code 78717 |
| 7/6 ARM | 30 year fixed | 15 year fixed | LTV | Points & Origination fee |
| Owner Occupied | 5.2 | 5.48 | 4.93 | 75% | 0 |
| Investment Property | 5.95 | 6.07 | | 75% | 0 |
Please notes:
- Primary Residence Loan Rates: Include first-time homebuyer discounts.
- DSCR Loan Rates: Include a three-year prepaid penalty and require a DSCR of ≥1.
