Mortgage Rate - Utah

                                         


                                                                            Date: 02/27/2026

The following are today's purchase rate and refinance rate for Utah


Purchase $600K FICO 780 Zip code 84092
7/6 ARM30 year fixed15 year fixedbank statementLTVPoints & Origination fee
Owner Occupied5.3755.55.1256.580%0
Investment Property6.256.125
75%0
DSCR6.12575%0


Refinance $600K FICO 780 Zip code 84092
7/6 ARM30 year fixed15 year fixedbank statementLTVPoints & Origination fee
Owner Occupied5.255.55.06.575%0
Investment Property6.1256.125
75%0
DSCR6.2575%0



Please notes: 
  • Primary Residence Purchase Rates: Include first-time homebuyer discounts.
  • DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.