Mortgage Rate - Utah

                                         

                                                                            Date: 02/02/2026

The following are today's purchase rate and refinance rate for Utah

Purchase $600K FICO 780 Zip code 84092
	7/6 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.375	5.625	5.25	6.625	80%	0
Investment Property	6.25	6.375			75%	0
DSCR		6.375			75%	0

Refinance $600K FICO 780 Zip code 84092
	7/6 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.25	5.625	5.125	6.625	75%	0
Investment Property	6..125	6.125			75%	0
DSCR		6.375			75%	0

Please notes: 

• Primary Residence Purchase Rates: Include first-time homebuyer discounts.
• DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.