Mortgage Rate - Utah

                                         

                                                                            Date: 04/27/2026

The following are today's purchase rate and refinance rate for Utah

Purchase $600K FICO 780 Zip code 84092
	7/6 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	6.15	5.95	5.42	6.625	80%	0
Investment Property		6.5			75%	0
DSCR		6.375			75%	0

Refinance $600K FICO 780 Zip code 84092
	5/6 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.90	5.875	5.25	6.5	75%	0
Investment Property		6.375			75%	0
DSCR		6.5			75%	0

Please notes: 

• Primary Residence Purchase Rates: Include first-time homebuyer discounts.
• DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.