Mortgage Rate - Utah

                                         

                                                                            Date: 12/22/2025

The following are today's purchase rate and refinance rate for Utah

Purchase $600K FICO 780 Zip code 84092
	7/6 ARM	30 year fixed	15 year fixed	LTV	Points & Origination fee
Owner Occupied	5.65	5.875	5.25	80%	0
Investment Property	6.55	6.4		75%	0
DSCR		6.5		75%	0

Refinance $600K FICO 780 Zip code 84092
	7/6 ARM	30 year fixed	15 year fixed	LTV	Points & Origination fee
Owner Occupied	5.5	5.85	5.125	75%	0
Investment Property	6.45	6.4		75%	0

Please notes: 

• Primary Residence Loan Rates: Include first-time homebuyer discounts.
• DSCR Loan Rates: Include a two-year prepaid penalty and require a DSCR of ≥1.