Mortgage Rate - Utah

                                         

                                                                            Date: 07/25/2026

The following are today's purchase rate and refinance rate for Utah

Purchase $600K FICO 780 Zip code 84092
	FHA 30 Fixed	30 year fixed	FHA 15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.875	6.375	5.5	6.625	80%	0
Investment Property		6.49			75%	0
DSCR		6.5			75%	0

Refinance $600K FICO 780 Zip code 84092
	FHA 30  fixed	30 year fixed	FHA15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.875	6.45	5.45	6.5	75%	0
Investment Property		6.625			75%	0
DSCR		6.5			75%	0

Please notes: 

• Primary Residence Purchase Rates: Include first-time homebuyer discounts.
• DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.