Mortgage Rate - Utah

                                         

                                                                            Date: 08/10/2026

The following are today's purchase rate and refinance rate for Utah

Purchase $600K FICO 780 Zip code 84092
	FHA 5/1 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.625	6.374	5.875	6.625	80%	0
Investment Property		6.5			75%	0
DSCR		6.5			75%	0

Refinance $600K FICO 780 Zip code 84092
	FHA 5/1 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.625	6.375	5.875	6.625	75%	0
Investment Property		6.5			75%	0
DSCR		6.5			75%	0

Please notes: 

• Primary Residence Purchase Rates: Include first-time homebuyer discounts.
• DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.