Date: 03/02/2026The following are today's purchase rate and refinance rate for Washington State
| Purchase $600K FICO 780 Zip code 98604 |
| 7/6 ARM | 30 year fixed | 15 year fixed | bank statement | LTV | Points & Origination fee |
| Owner Occupied | 5.375 | 5.875 | 5.375 | 6.5 | 80% | 0 |
| Investment Property | 6.25 | 6.5 | |
| 75% | 0 |
| DSCR | | 6.25 | | | 75% | 0 |
| Refinance $600K FICO 780 Zip code 98604 |
| 7/6 ARM | 30 year fixed | 15 year fixed | bank statement | LTV | Points & Origination fee |
| Owner Occupied | 5.375 | 5.875 | 5.125 | 6.5 | 75% | 0 |
| Investment Property | 6.25 | 6.5 | |
| 75% | 0 |
| DSCR | | 6.25 | | | 75% | 0 |
Please notes:
- Primary Residence Purchase Rates: Include first-time homebuyer discounts.
- DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.