Mortgage Rate - Washington

 

                                                                            Date: 04/13/2026

The following are today's purchase rate and refinance rate for Washington State

Purchase $600K FICO 780 Zip code 98604
	5/6 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied		5.958	5.42	6.75	80%	0
Investment Property		6.47			75%	0
DSCR		6.55			75%	0

Refinance $600K FICO 780 Zip code 98604
	5/6 ARM	30 year fixed	15 year fixed	bank statement	LTV	Points & Origination fee
Owner Occupied	5.75	5.89	5.28	6.625	75%	0
Investment Property		6.39			75%	0
DSCR		6.625			75%	0

Please notes: 

• Primary Residence Purchase Rates: Include first-time homebuyer discounts.
• DSCR Loan Rates: Include a three-year prepaid penalty and DSCR of ≥1.