Weekly Mortgage Market Short Videos Are Live
Starting June, Bluebell Financial has been posting weekly short videos on YouTube, TikTok, and Little Red Note, sharing the latest updates on the mortgage market. Each video is concise and informative, covering key topics such as interest rate trends, market shifts, and home buying/investment opportunities, helping you stay up to date with the U.S. real estate and lending landscape.
π Click the links above to follow our channels and receive weekly updates.
If there's a topic you're interested in, feel free to leave a comment—we’re happy to create helpful content just for you.
1% Down Payment Program
UWM has recently relaunched its popular 1% down payment home loan program, offering up to $7,000 in down payment assistance to help ease the financial burden for first-time homebuyers.
Who qualifies: First-time homebuyers with household income at or below 80% of the Area Median Income (AMI)
If you or your clients may qualify, feel free to reach out to me for details or to get started with the application process.
π Want to find out the AMI in your area? Click here to use the AMI Lookup Tool.
A Golden Opportunity for Real Estate Investment in Utah
Bluebell Financial is now licensed to offer mortgage services in Utah! π
With the 2034 Winter Olympics set to take place in Salt Lake City and surrounding ski resort areas, Utah is poised for major upgrades in infrastructure and tourism—making it one of the most promising real estate investment hotspots in the U.S. today.
If you're considering buying or investing in Utah property, we're here to provide mortgage support and related real estate services.
Feel free to contact me for personalized advice and tailored financing solutions.
June Rate Trend Recap
In June, mortgage rates trended downward overall, recently reaching their lowest levels since April. Softer inflation data helped ease market concerns, and while the Federal Reserve held rates steady during its June meeting, it reaffirmed expectations for two rate cuts later this year. Most market participants now anticipate the first rate cut to come in July.
At the same time, sluggish home sales, rising inventory, and slowing economic growth have further fueled hopes for more accommodative monetary policy.
That said, caution is still warranted—a strong jobs report or a rebound in inflation could cause mortgage rates to spike again unexpectedly.
