Click on the link to view today's home purchase/refinance rates:
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Here is a quick look at where the market stands this week:
Rate Stability: With geopolitical tensions holding steady, mortgage rates remain consistent with last Monday. We are still able to offer 5.99% for a 30-year fixed-rate mortgage (Conventional loan, 20% down, primary residence).
Fed Watch: All eyes are on the Federal Reserve this Wednesday. While the market widely expects them to hold rates steady, the real focus will be on their "Forward Guidance"—the signals they drop regarding the timing of future rate cuts.
The Buyer’s Advantage: This morning’s Housing Market Index shows continued low builder confidence. For savvy buyers, this is a golden window to negotiate price drops or secure builder incentives (like rate buy-downs or closing cost credits).
Speed to Closing: We are committed to moving at the speed of your life. For any new applications submitted today, we guarantee a closing by the end of the month.
If you’re considering a move or want to see how these numbers look for your specific situation, feel free to reach out!
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UWM is rolling out two powerful limited-time incentives to put money back in your pocket:
1. Buyer’s Bonus: $600 Appraisal Credit
Lower your out-of-pocket closing costs right from the start.
The Offer: Receive a credit of up to $600 toward your appraisal costs at closing.
Timeline: Available for new loans locked between March 4, 2026, and April 30, 2026.
Eligibility: Applies to most conventional and government purchase loans.
2. Refinance Special: 75 bps Price Incentive
If you’ve been waiting for the right moment to lower your monthly payment or access your home’s equity (Cash-out), this is it.
The Offer: We are providing a significant 75 basis point (bps) price incentive to reduce your overall costs or interest rate.
Requirement: Available for clients with a credit score (FICO) of 680 or higher.
Timeline: For new loans locked starting March 4, 2026.
Versatility: Covers a wide range of refinances, including Conventional, FHA, and VA loans.
