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3 Key Trends Shaping the 2026 Housing Market
1️⃣ It’s a Buyer’s Market
Housing inventory remains high, giving buyers significantly more negotiating power. More choices and motivated sellers mean better pricing and concessions.
2️⃣ Rates Could Ease Ahead
President Trump has been vocal about pushing for lower interest rates. In addition, Fed Chair Jerome Powell’s term is set to end in May 2026, which could open the door to a more rate-friendly policy environment.
3️⃣ Mortgage Brokers Keep Gaining Market Share
Independent mortgage brokers now account for nearly 30% of the mortgage market, and that share continues to grow. Why? Lower costs and more competitive options.
👉 Before heading to your bank or credit union, compare your loan costs with an independent mortgage broker.
In many cases, the overall cost is already beating builder incentives and in-house financing offers.
Smart buyers compare. In 2026, that matters more than ever.
Bluebell Financial has released its 2026 bilingual product catalog: Please click the link for full details
