Click on the link to view today's home purchase/refinance rates:
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Mortgage rates have moved higher again amid ongoing geopolitical tensions. In many areas, first-time homebuyers are now seeing 30-year fixed rates around 5.95% (based on 780 FICO, 20% down, including approximately 50 bps pricing incentive).
This morning’s Existing Home Sales report for March came in slightly below expectations, indicating that the market remains relatively soft, with buyers continuing to stay cautious.
We are currently offering a ~50 bps pricing incentive for purchase loans (FICO 700+), which will expire at midnight EST tomorrow. Please encourage your clients to lock in their rate before the deadline to take advantage of this opportunity.
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UWM is rolling out two powerful limited-time incentives to put money back in your pocket:
1. Buyer’s Bonus: $600 Appraisal Credit
Lower your out-of-pocket closing costs right from the start.
The Offer: Receive a credit of up to $600 toward your appraisal costs at closing.
Timeline: Available for new loans locked between March 4, 2026, and April 30, 2026.
Eligibility: Applies to most conventional and government purchase loans.
2. Refinance Special: 75 bps Price Incentive
If you’ve been waiting for the right moment to lower your monthly payment or access your home’s equity (Cash-out), this is it.
The Offer: We are providing a significant 75 basis point (bps) price incentive to reduce your overall costs or interest rate.
Requirement: Available for clients with a credit score (FICO) of 680 or higher.
Timeline: For new loans locked starting March 4, 2026.
Versatility: Covers a wide range of refinances, including Conventional, FHA, and VA loans.
