Click on the link to view today's home purchase/refinance rates:
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The U.S. government has been shut down for over two weeks, and as a result, most major economic data releases have been delayed. Despite this uncertainty, mortgage rates have remained relatively stable and continue to show gradual improvement. Aside from a few brief fluctuations, current rates are now near their lowest levels in the past three years.
Will these low rates last, or is a rebound coming soon?
Given the unpredictable nature of today’s economy, the answer remains uncertain. However, for homebuyers, the current environment—with higher housing inventory and a buyer-friendly market—offers an excellent window of opportunity. For those considering refinancing, the recent updates to title and closing processes have significantly reduced overall costs, making it less necessary to wait for further rate movement.
Refinance Update:
The 90 basis point credit has been extended through the end of the month, and this time it has been clearly stated that no further extension will be granted. If refinancing aligns with your broader financial goals, now may be the time to take advantage of this offer. Please note that our refinance quotes already include this 90 bps credit.
First-Time Homebuyer Webinar:
Join us this Tuesday at 8 PM (Central Time) for an online session tailored for first-time buyers. Click here for details.
No-Cost Refinance Options:
We’ve also received many inquiries about “no cost refinance” programs. Click here to learn more.
