Mortgage Rate Trends and Market Updates


April 7, 2025

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Click on the link to view today's home purchase/refinance rates:

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The tariff announcement last Wednesday triggered significant turbulence in the financial markets. On Thursday, the stock market saw a sharp decline, prompting a capital shift into the bond market and driving mortgage rates down to their lowest levels since October. However, rates began to climb again starting Friday afternoon, and as of today, they have returned to roughly the same level as last Monday.

Meanwhile, a series of mortgage discount programs were launched last week:

  1. The 60 basis point rate discount has been extended to May 31, 2025.

  2. Interest rates for investment properties and second homes have been significantly reduced. We're now also offering APR quotes for investment property loans to increase transparency.

  3. Special Mr. Cooper offer: Since Rocket has acquired Mr. Cooper, if your loan was originally funded by UWM, your monthly payments are currently made through Mr. Cooper, and your rate is above 5.5%, contact us—you may qualify for a generous 100 basis point discount.

  4. Rate discounts for borrowers with lower credit scores are also currently in progress.


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      Biao Yang  
     Mortgage Broker | NMLS#: 2613952

      Phone: 248-421-5469

      Email: info@bluebellfinancials.com

      www.bluebellfinancials.com