Weekly Mortgage Updates


Dec. 1 2025

  For the Chinese version, please click this link.  

Click on the link to view today's home purchase/refinance rates:

California     Colorado      Oregon      Texas    Utah

This morning, a weaker bond market pushed mortgage rates higher, nearly erasing last Tuesday’s gains. The good news, however, is that UWM’s newly released closing credit is helping offset part of that increase.

From now through December 31, all Conventional, FHA, and VA loans that choose an online closing (Hybrid or Virtual Closing) will receive a 45 bps lender credit. With the busy holiday season approaching, many clients will likely prefer this faster and more convenient online option.

Today’s rate quotes already include this online closing credit, along with a portion of the allowable broker credit. With these combined incentives, our overall pricing remains slightly better than last Monday.

If you’d like to review detailed rates, loan options, or a customized savings analysis, feel free to reach out anytime.

Please note: The rate quotes include 45 bps closing incentive and broker credit.


Apply Now                   Subscribe                     Feedback   


Please click the "Apply Now" below to start your mortgage application process. If you would like to receive our monthly newspaper, please click "Subscribe"  We also look forward to your comments and feedback.


                                                      Online Training  Reply for zoom link


      Biao Yang  
     Mortgage Broker | NMLS#: 2613952

      Phone: 248-421-5469

      Email: info@bluebellfinancials.com

      www.bluebellfinancials.com