Click on the link to view today's home purchase/refinance rates:
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Mortgage rates today have seen little change compared to the weekend. Recently, in most areas, 30-year fixed rates for first-time homebuyers have been hovering around 5.99% (based on a FICO score of 780 and a 20% down payment).
The Federal Reserve is set to announce its latest rate decision this Wednesday afternoon. Markets generally expect rates to remain unchanged. This meeting is also viewed as one of the final meetings chaired by Jerome Powell. Meanwhile, Kevin Warsh is being discussed as a potential successor.
In addition, we are currently offering a $600 appraisal credit for home purchase clients. For refinance clients (FICO 680 and above), there is an approximate 75 basis point rate incentive available. These offers will expire at midnight Eastern Time on April 30. Clients who are interested are encouraged to lock in their rate soon to take advantage of this limited-time opportunity.
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UWM is rolling out two powerful limited-time incentives to put money back in your pocket:
1. Buyer’s Bonus: $600 Appraisal Credit
Lower your out-of-pocket closing costs right from the start.
The Offer: Receive a credit of up to $600 toward your appraisal costs at closing.
Timeline: Available for new loans locked between March 4, 2026, and April 30, 2026.
Eligibility: Applies to most conventional and government purchase loans.
2. Refinance Special: 75 bps Price Incentive
If you’ve been waiting for the right moment to lower your monthly payment or access your home’s equity (Cash-out), this is it.
The Offer: We are providing a significant 75 basis point (bps) price incentive to reduce your overall costs or interest rate.
Requirement: Available for clients with a credit score (FICO) of 680 or higher.
Timeline: For new loans locked starting March 4, 2026.
Versatility: Covers a wide range of refinances, including Conventional, FHA, and VA loans.
