Market Update


June 22, 2026

  For the Chinese version, please click this link.  

Click on the link to view today's home purchase/refinance rates:

California     Colorado      Oregon      Texas    Utah  WA


Mortgage rates this week did not continue the downward trend seen last week; instead, they rose slightly compared to the level of the previous Monday.

🎁 Residential Lending: Two Heavyweight Promos (Must lock by June 30th)

  • Purchase Clients (Exclusive Free 1-0 Buydown): We are offering a free 1-0 Buydown that lowers the client's interest rate by 1% for the first year. This slashes their initial monthly payments and gives you a powerful tool to get pending offers signed!

  • Refinance Clients (Exclusive Refi86 Discount): For qualifying refinance products, we are applying a pricing credit of up to 86 basis points, allowing your past buyers to easily reduce their current monthly payments.

πŸš€ Texas First: SBA 7(a) & 504 Commercial Loans Now Live

Bluebell Financial LLC has officially expanded into commercial real estate and small business financing, launching first right here in Texas:

  • SBA 504 Loans: Tailored specifically for purchasing, constructing, or buying land for owner-occupied properties. Requires only 10% down, and the SBA portion locks in a low fixed rate for 25 years.

  • SBA 7(a) Loans: Highly versatile financing. Perfect for purchasing storefronts or warehouses, business acquisitions, debt restructuring, and injection of working capital.

🀝 Let's Grow Together

Whether you have buyers ready to house-hunt, past clients wanting to lower their monthly mortgage payments, or Texas business owners looking for their next store or warehouse, I am ready to customize the most cost-effective financing strategy for them.

Feel free to send over your scenarios for a quick, complimentary pre-qualification!

Best regards,



Apply Now                   Subscribe                     Feedback   


Please click the "Apply Now" below to start your mortgage application process. If you would like to receive our monthly newspaper, please click "Subscribe"  We also look forward to your comments and feedback.


                                                      Online Training  Reply for zoom link


      Biao Yang  
     Mortgage Broker | NMLS#: 2613952

      Phone: 248-421-5469

      Email: info@bluebellfinancials.com

      www.bluebellfinancials.com