Good News: Interest Rates Have Pulled Back - March 30, 2026


March 30, 2026

  For the Chinese version, please click this link.  

Click on the link to view today's home purchase/refinance rates:

California     Colorado      Oregon      Texas    Utah  WA



Mortgage rates have retreated from their highs over the weekend. Using the example of a 780 FICO score and a 20% down payment, the 30-year fixed mortgage rate has currently fallen back to 6.125% in most regions.

________________________________________________________________________________

UWM is rolling out two powerful limited-time incentives to put money back in your pocket:

1. Buyer’s Bonus: $600 Appraisal Credit

Lower your out-of-pocket closing costs right from the start.

  • The Offer: Receive a credit of up to $600 toward your appraisal costs at closing.

  • Timeline: Available for new loans locked between March 4, 2026, and April 30, 2026.

  • Eligibility: Applies to most conventional and government purchase loans.

2. Refinance Special: 75 bps Price Incentive

If you’ve been waiting for the right moment to lower your monthly payment or access your home’s equity (Cash-out), this is it.

  • The Offer: We are providing a significant 75 basis point (bps) price incentive to reduce your overall costs or interest rate.

  • Requirement: Available for clients with a credit score (FICO) of 680 or higher.

  • Timeline: For new loans locked starting March 4, 2026.

  • Versatility: Covers a wide range of refinances, including Conventional, FHA, and VA loans.

Curious how much you could save? Simply reply to this email or give me a call at 248-421-5469 for a free, no-obligation scenario update.



Apply Now                   Subscribe                     Feedback   


Please click the "Apply Now" below to start your mortgage application process. If you would like to receive our monthly newspaper, please click "Subscribe"  We also look forward to your comments and feedback.


                                                      Online Training  Reply for zoom link


      Biao Yang  
     Mortgage Broker | NMLS#: 2613952

      Phone: 248-421-5469

      Email: info@bluebellfinancials.com

      www.bluebellfinancials.com