Weekly Mortgage Updates


Dec. 29 2025

  For the Chinese version, please click this link.  

Click on the link to view today's home purchase/refinance rates:

California     Colorado      Oregon      Texas    Utah

Mortgage rates saw very little movement last week, with only minor improvement. Recently released GDP data came in well above expectations, while consumer confidence declined to a recent low. With ongoing inflation concerns, expectations for a meaningful near-term drop in rates have continued to ease.

Product & Industry Updates

  • Bluebell Financial has released its 2026 bilingual product catalog
    👉 Please click the link for full details

  • New 40-Year Loan Options Now Available
    40-year terms are now offered for Jumbo, Bank Statement, and DSCR investor loans, with two structures available:

    • 40-Year Fixed Rate

    • 10 Years Interest-Only + 30 Years Fixed Rate
      These options are designed to help lower monthly payments and improve cash flow. Please refer to the blog for full details.

Reminder
⏰ The 45 bps Hybrid / Virtual Closing credit will expire on December 31.
Clients interested in this incentive should lock their rates before the deadline.

Please note: The rate quotes include 45 bps closing incentive.


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      Biao Yang  
     Mortgage Broker | NMLS#: 2613952

      Phone: 248-421-5469

      Email: info@bluebellfinancials.com

      www.bluebellfinancials.com