Click on the link to view today's home purchase/refinance rates:
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Mortgage rates have recently surged to their highest levels in nearly six months, largely driven by escalating tensions involving Iran. With the announcement of a temporary ceasefire, rates are expected to gradually trend downward; however, the pace of decline will likely be moderate and far less rapid or pronounced than movements in the stock market.
Amid rising rates, refinance applications have cooled significantly. That said, homebuying demand remains resilient. The current market continues to favor buyers, and many first-time homebuyers are actively looking to take advantage of this window of opportunity to enter the market.
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UWM is rolling out two powerful limited-time incentives to put money back in your pocket:
1. Buyer’s Bonus: $600 Appraisal Credit
Lower your out-of-pocket closing costs right from the start.
The Offer: Receive a credit of up to $600 toward your appraisal costs at closing.
Timeline: Available for new loans locked between March 4, 2026, and April 30, 2026.
Eligibility: Applies to most conventional and government purchase loans.
2. Refinance Special: 75 bps Price Incentive
If you’ve been waiting for the right moment to lower your monthly payment or access your home’s equity (Cash-out), this is it.
The Offer: We are providing a significant 75 basis point (bps) price incentive to reduce your overall costs or interest rate.
Requirement: Available for clients with a credit score (FICO) of 680 or higher.
Timeline: For new loans locked starting March 4, 2026.
Versatility: Covers a wide range of refinances, including Conventional, FHA, and VA loans.
